When navigating the complexities of long-term disability insurance, you’ll encounter two categories of coverage: “own occupation” and “any occupation.” Your eligibility for benefits under your disability insurance policy will be ...
Long-term disability (LTD) insurance can provide financial help if you are unable to work for an extended period of time due to a qualifying medical condition. To qualify for benefits, ...
When you file a long-term disability claim for an injury or illness, your insurance company could require that you complete a Functional Capacity Evaluation (FCE). Insurance companies require claimants to jump ...
Once you have filed a disability claim with your insurance company, how long does it take to get your long-term disability benefits? It will typically take at least 45 days ...
If you’ve never been through a disability situation before, you might not understand the difference between long-term disability (LTD) and Social Security Disability Insurance (SSDI). And if you’ve been recently ...
When filing a long-term disability claim, one of the best things you can do is be proactive and well-prepared. The process is complicated and involves strict deadlines that you simply ...
If you’re faced with a long-term disability denial in Seattle, you and your family are likely dealing with a great deal of emotional and financial stress. This is no time ...
Filing a long-term disability claim through insurance provided by your employer? This means your claim is governed by a complicated area of law called ERISA. Because of the complexities of ...
Scott Paulson experienced an on-the-job injury that rendered him disabled. He claimed long-term disability with his employer-sponsored plan with Principal Life Insurance. While Scott was attempting to build a new ...
William McCray was a Seattle, Washington resident who was found to be severely disabled due to multiple degenerative diseases. His employer-sponsored short- and long-term disability plan was with Unum Group ...
Once your long-term disability claim has been approved and you’re eligible for benefits, this can bring much-needed financial support for you and your family. However, it’s important to understand how ...