The process of filing a long-term disability claim can be stressful and frustrating at an already difficult time. Managing deadlines, wading through complex jargon, and possibly even facing a denial ...
If you have paid for disability insurance for years, you should be entitled to long-term disability benefits when you need them. Unfortunately, your insurance company’s priority is profits, not people. ...
If your insurance company has denied your long-term disability claim, you have the right to appeal. Writing an effective appeal letter can significantly improve your chances of overturning the denial. ...
Long-term disability (LTD) insurance and Social Security Disability Insurance (SSDI) can both offer support to those who can’t work because of a disability. While both programs can provide critical financial ...
If you file a long-term disability claim through an employer-sponsored policy, ERISA law likely governs your claim. ERISA is a complex area of law that includes many regulations, strict deadlines, ...
When you’re coping with a disability, the world of disability programs can be overwhelming and confusing. It’s challenging to know where to start and what types of disability benefits are ...
When navigating the complexities of long-term disability insurance, you’ll encounter two categories of coverage: “own occupation” and “any occupation.” Your eligibility for benefits under your disability insurance policy will be ...
Most people infected with COVID-19 recover within a matter of weeks, but some may experience lingering symptoms that persist for months. People infected with the virus may also have new ...
Understanding the difference between short-term and long-term disability insurance is essential for making informed decisions about your financial future. If you’re facing a disability that impacts your ability to work, ...
Long-term disability claims can be denied for many reasons, big or small. Even a missed deadline or error on your claim form can significantly impact your life. Unfortunately, denied disability ...